Nevada7 min read
Life Insurance When Your Pay Varies by Shift
Most life insurance guidance assumes you know your monthly income. If your pay moves with hours, shifts and seasons, the first useful step is deciding which number to use.
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General, educational writing on preparing for a conversation, reviewing what a household depends on, and planning ahead. Nothing here describes a product.
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Showing 6 of 79 articles
California8 min read
The Gap Between Finishing Work and Being Paid for It
Losing work is the risk everyone plans for. Finishing the work and waiting sixty days to be paid for it is the one that actually empties accounts.
Texas7 min read
Working With an Agent Who Is Not in Your State
Whether an agent can work with you is settled by where you live and what licence they hold. Their own address does not enter into it. Their clock does.
Nevada8 min read
Your First Year in Las Vegas: What to Check and When
Almost everything a household owns moves with it. Insurance is one of the few things that partly does not, and the parts that stay behind are easy to forget about for years.
Nevada7 min read
Naming Beneficiaries When Your Family Lives Far Away
Naming someone is a decision about who receives. It is not a decision about who would be in the room, and households often confuse the two.
Nevada8 min read
When One Household Lives on Both Sides of a State Line
Licensing follows each resident rather than the household. Two people in two states need one producer licensed in both, which is a smaller problem than it sounds and a real one.
Nevada8 min read
Planning Ahead When the Nearest Town Is an Hour Away
Rural households usually plan well for the things distance makes obvious. It is the things it makes slow, rather than impossible, that get missed.
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Everything here is general. A conversation is where it becomes specific to your household.